I was born in Chattanooga, TN and I've lived in Memphis, TN for 50 years. I attended the University of Tennessee Knoxville before graduating from the University of Tennessee at Memphis College of Dentistry in 1981. I started a dual career of financial advisory in insurance and securities in 1986. I was the founding member at Financial Resource Management in Memphis in 1994. I sold my dental practice in 1998. In 2002, I joined FTN Financial of Memphis, TN, the Capital Markets arm of First Horizon Corp, as Sr. Vice President of the Strategic Financial Group with emphasis on bank-owned life insurance, Non-Qualified Deferred Compensation, and creative financial products for correspondent community banks. I then joined Strategic Financial Partners in early 2008 as a registered representative.